Digitech
Digitech provides a white-label digital onboarding and engagement platform for banks, retailers, and financial institutions across LATAM. The platform integrates real-time credit assessment, open banking connectivity, AI-driven fraud detection, facial identity verification, and legal e-signature capabilities. Autonomous AI agents handle back-office processes such as document reading, validation, and ERP registration.
- Financial Technology
- Artificial Intelligence
- AI Agents
- Software Only
- Marketing Technology
- Cybersecurity
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
Financial institutions in LATAM face high friction in customer acquisition, with manual onboarding processes that slow down account opening and credit approval. Legacy systems lack integrated identity verification, credit assessment, and fraud detection, leading to high abandonment rates and increased operational costs.
Solution
Digitech offers a white-label digital onboarding and engagement platform that unifies the entire customer lifecycle in one solution. The platform integrates real-time credit evaluation using machine learning models and alternative data, secure open banking connections, AI-driven fraud detection, and bank-grade facial identity verification. It also includes legal e-signature capabilities and autonomous AI agents that handle back-office processes such as reading documents, validating information, and registering data in ERP systems. The engagement layer adds loyalty programs, rewards, and merchant management tools to help clients increase customer retention and profitability.
Target Audience
Primary customers are banks, retailers, and financial institutions (fintechs, insurers, and lenders) across LATAM that need to digitize customer onboarding and improve conversion rates.
Features
- Real-time credit assessment using ML models and alternative data sources
- Open banking connectivity through certified APIs for secure access to the financial ecosystem
- AI-powered fraud engine that detects altered documents and suspicious behavior at every onboarding step
- Facial identity verification powered by FaceTec bank-grade technology
- Legal e-signature for contracts and documents valid across LATAM
- Autonomous AI agents (Ops IA) that execute back-office processes including document reading, validation, and ERP registration
- Loyalty and rewards ecosystem with benefits, sweepstakes, and customer incentives
- Merchant management dashboard for sales tracking, reporting, and campaign management