DGePay operates Bangladesh’s first licensed Payment System Operator for White Label Merchant Acquiring, offering a mobile app that lets consumers pay merchants, settle utility bills, and make QR‑code purchases, while enabling businesses to accept payments and manage payouts. The platform consolidates payments, purchases, and financial services into a single system, supported by the country’s largest merchant network.
Funding
Funding not disclosed
Founders
Product
Problem
Consumers and merchants in Bangladesh often use separate channels for payments, bill settlements, and QR retail purchases, leading to fragmented experiences and inefficient transaction management. Limited access to a unified, licensed acquiring platform restricts businesses from easily accepting digital payments and hampers users from consolidating their financial activities.
Solution
DGePay operates as Bangladesh’s first licensed Payment System Operator for White Label Merchant Acquiring, delivering a single mobile ecosystem for both consumers and merchants. The DGePay customer app enables users to pay bills, make purchases, and conduct QR-based retail transactions directly from their smartphones. Simultaneously, the DGePay merchant app allows businesses to accept payments, manage payouts, and access utility and value‑added services within the same platform. By integrating these functions, DGePay streamlines financial interactions, reduces the need for multiple apps, and supports seamless money transfers across a broad merchant network.
Target Audience
Primary users are Bangladeshi consumers seeking a single app for payments and bill settlements, and merchants of all sizes that need a compliant, integrated solution to accept digital payments and manage payouts.
Features
- Licensed PSO status from Bangladesh Bank, ensuring regulatory compliance for white‑label merchant acquiring
- Unified mobile applications: a consumer app for payments, bills, and QR purchases, and a merchant app for payment acceptance and payout management
- QR code payment capability for fast, contactless retail transactions
- Direct linking of most Bangladeshi bank accounts for inbound and outbound transfers
- Access to utility bill payments and additional value‑added services within the same app
- Nationwide merchant network providing extensive coverage for payment acceptance