DEX provides a web‑based B2B marketplace that links real‑estate developers with commercial banks and third‑party security providers to streamline construction loan origination and collateral management. The platform digitizes loan applications, automates land‑charge registration, enforces regulatory compliance, and offers real‑time dashboards for financing metrics and workflow status.
Funding
Funding not disclosed
Founders
Product
Problem
Real estate project developers often encounter fragmented financing processes, limited direct access to banks, and cumbersome management of collateral such as land charges, which creates financing gaps and delays in project execution. Simultaneously, banks and third‑party security providers lack a unified channel to source qualified development projects and to administer collateral efficiently.
Solution
DEX operates a digital B2B marketplace that connects developers with banks and third‑party security providers in a single workflow. The platform digitizes loan origination, automates collateral registration, and standardizes document exchange, reducing manual hand‑offs. Integrated compliance checks ensure regulatory adherence for both lenders and borrowers. Real‑time dashboards provide all parties with transparent status updates and key financing metrics. By enabling equity‑sparing structures and streamlined collateral management, DEX shortens financing cycles and improves capital efficiency for real‑estate projects.
Target Audience
Primary users are real‑estate project developers seeking financing, commercial banks providing construction loans, and third‑party security providers that offer collateral solutions such as land‑charge services.
Features
- Web‑based portal with role‑based access for developers, banks, and security providers
- API and ISO 20022 connectors for seamless integration with banking core systems and external document repositories
- Digital land‑charge registration module that records and validates collateral on public registries in real time
- Automated loan application workflow with built‑in credit scoring, risk assessment, and regulatory compliance engine
- Secure, end‑to‑end encrypted document upload and e‑signature capability with immutable audit trail
- Real‑time status dashboard and analytics suite showing financing terms, collateral utilization, and repayment schedules
- Configurable workflow rules to support equity‑sparing financing structures and multi‑lender syndication