Denarius
Denarius provides an integrated financial and business management platform for healthcare professionals and clinics in Spain, combining digital accounts, invoicing, equipment renting, insurance brokerage, and consulting services. The platform offers tiered subscription plans starting at €0/month, with premium tiers including unlimited invoicing, multiple accounts, and monthly consultant meetings. Services span the full clinic lifecycle, from opening and expansion to buying, selling, and generational succession.
- Financial Technology
- Software Only
Funding
Founders
Founder details are not available yet.
Product
Problem
Healthcare professionals and clinic owners in Spain often struggle to manage the financial and administrative side of their practices, which distracts them from patient care. They face fragmented solutions for banking, invoicing, equipment financing, insurance, and business advisory, requiring multiple providers and significant time investment.
Solution
Denarius provides an integrated platform that combines financial services with business management tools specifically designed for healthcare professionals and clinics. The offering includes digital business accounts with debit cards, invoicing and expense management, equipment renting with deductible monthly payments, and insurance brokerage for personal and business coverage. Denarius also offers consulting services for clinic opening, expansion, profitability improvement, and succession planning, as well as support for buying or selling clinics. The platform is structured into tiered plans that allow users to start with basic banking and scale up to full business management with unlimited invoicing and monthly consultant meetings.
Target Audience
Primary customers are self-employed healthcare professionals (autónomos) and healthcare companies in Spain, including clinics looking to open, expand, improve profitability, or transition ownership.
Features
- Tiered subscription plans (d e una, d espegue, d e todo) with no lock-in contracts, starting at €0/month for a professional account with one debit card and five transfers per month
- Digital invoicing and expense management with automated document organization and financial reporting
- Equipment renting for clinics with simple, 100% deductible monthly payments and response within 24-48 hours
- Clinic buying and selling advisory with tailored solutions and specialized attention
- Consulting services covering clinic opening, expansion, generational succession, and profitability improvement
- Insurance brokerage for personal and clinic coverage with comparative improvement studies
- Business travel discounts (5%) included in higher-tier plans
- Connections to partner professionals for digital marketing, architecture, and renovation services