Delfi provides an AI-enhanced SaaS platform for banks and credit unions to optimize balance sheet strategy and financial decision-making. The platform integrates forensic analytics, machine learning simulation, and actionable instruments for ALM and risk management. It offers solutions for hedging, funding, and deployment tools designed to improve margins and earnings stability.
Funding
Funding not disclosed
Founders
Product
Problem
Financial institutions face challenges in managing interest rate risk, often relying on traditional methods that are time-consuming and may not provide optimal hedging strategies. This can lead to balance sheet vulnerabilities, reduced regulatory capital efficiency, and suboptimal net interest margins.
Solution
Delfi offers an AI-driven financial risk management platform that enables real-time analysis of balance sheet vulnerabilities and the creation of customized hedging solutions. The platform connects to user accounts, analyzes data, and identifies key vulnerabilities through an intuitive dashboard. By leveraging AI-based predictive risk assessment and industry-leading models, Delfi constructs optimal risk management strategies using liquid and transparent financial derivatives, improving regulatory capital efficiency and net interest margins.
Target Audience
Delfi's solutions are optimized for interest rate hedging for local, community, and regional banks and credit unions, and can be extended to institutional investors and corporate treasuries for broader financial risks.
Features
- Intuitive dashboard for calculating KPIs and income across custom scenarios
- AI-based predictive risk assessment for detailed sensitivity reporting and what-if scenarios
- Customizable balance sheet projections to predict the impact of market scenarios on balances and income
- AI algorithms to design optimal risk management and hedging strategies
- Trade approval and execution through transparent and liquid financial contracts
- Sophisticated market scenario model for understanding risk profiles
- Comprehensive sensitivity reports for compliance and reporting