Delend
Delend provides Brazilian companies with an integrated platform that manages the entire credit-sales receivables cycle, from credit risk assessment and electronic invoice formalization to automated collections and receivables anticipation. The system connects directly to a company's ERP and uses Open Finance data plus AI agents to predict payment behavior and execute collections autonomously. Over 14,000 businesses use the platform, which has managed R$19.95 billion in receivables over the past 12 months.
- Financial Technology
- AI Agents
- Artificial Intelligence
- Enterprise Software
- Software Only
- Data & Analytics
- Blockchain & Cryptocurrency
Funding
Raised to date
$10.1MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Brazilian companies selling on credit terms often manage credit decisions, invoice formalization, collections, and receivables anticipation through disconnected manual processes. This fragmentation increases operational complexity, raises default risk, and leaves cash flow unpredictable for small and mid-sized businesses.
Solution
Delend unifies the entire receivables cycle in a single system that connects directly to a company's existing ERP. The platform automatically reads credit sales, enriches customer profiles using Open Finance data, and registers each transaction as an electronic Duplicata Escritural to legally reinforce the receivable. A foundational AI model learns each customer's real payment behavior and predicts whether each sale will be paid, when, and with how many days of delay. AI agents then execute decisions autonomously: approving sales, sending collection reminders, negotiating with clients, and escalating when necessary. Businesses monitor portfolio health in one dashboard and can anticipate receivables, converting future payments into immediate cash without changing their existing workflows.
Target Audience
Primary customers are small and mid-sized Brazilian companies, including accounting firms, transport companies, and industrial businesses, that sell on credit terms and seek automated credit management and collections.
Features
- Direct ERP integration that automatically reads credit sales with no manual data entry
- Open Finance enrichment combined with Duplicata Escritural registration to strengthen receivable legal standing
- Foundational AI model trained on each portfolio's payment history to predict payment probability, timing, and delay per sale
- Autonomous AI agents that decide credit approvals, run collections, and escalate overdue accounts
- Unified dashboard for monitoring portfolio health and tracking receivables performance
- Free platform access with usage-based pricing only for services with real costs, such as WhatsApp messaging or protest filing, with user-defined spending caps