The startup offers a decentralized lending platform that enables users to secure digital loans by connecting lenders and borrowers within a global network. Its software facilitates flexible negotiation of loan terms and rates, while providing liquidity for leveraging digital assets, thereby enhancing access to capital in the digital economy.
Funding
$670K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
SHFounders
Product
Problem
Traditional cryptocurrency lending platforms often lack the flexibility for users to define their own loan terms, limiting customization and potentially excluding a wider range of digital assets. Existing platforms may also suffer from privacy concerns regarding user balances and transaction traceability.
Solution
DeFiner is a decentralized lending protocol that allows users to lend, borrow, and stake a wide variety of crypto assets with customizable terms. The platform enables users to create their own lending pools, configuring parameters such as currency, collateral, and interest rates. DeFiner also incorporates zero-knowledge proof technology to encrypt balance transfers, providing enhanced privacy and traceability protection. By offering a permissionless and configurable environment, DeFiner aims to expand access to DeFi lending and borrowing opportunities.
Target Audience
DeFiner targets cryptocurrency users seeking flexible and private lending and borrowing options, as well as those interested in creating and managing their own lending pools.
Features
- Permissionless lending and borrowing of any crypto asset
- Configurable lending pools with customizable collateral, interest rates, and loan terms
- Encrypted balance transfers using zero-knowledge proofs for enhanced privacy
- Mobile app for iOS devices
- Staking functionality for community engagement and liquidity locking (Coming Soon)
- Audited by Trail of Bits, Taka Security, and Consensys Diligence