Debit My Mobile enables users to pay for ticketing, parking, and transport directly through their mobile devices. The service offers a cost-effective alternative to traditional payment methods for these everyday transactions.
Funding
Funding not disclosed
Founders
Product
Problem
Many individuals in the UK transport and parking sectors still rely on cash payments, creating friction and delays in transactions. Existing digital payment solutions may not be accessible or inclusive for all users, particularly those without bank accounts or those who prefer not to use card payments.
Solution
Debit My Mobile provides a comprehensive payment gateway designed to offer inclusive and accessible mobile payment solutions for the UK transport and parking sectors. The platform integrates various payment methods, including Direct Carrier Billing (DCB), Open Banking, card payments (Visa and Mastercard), and e-wallets (Google Pay and Apple Pay), into a single payment suite. By offering a range of payment options, Debit My Mobile bridges the gap between cash and digital payments, ensuring that all users can easily and securely pay for ticketing, parking, and transport services via mobile, regardless of their banking status or preferred payment method. The payment gateway can be integrated into existing apps, ticketing machines, and online platforms.
Target Audience
The primary target audience includes transport operators (rail, bus), parking providers, and Mobility as a Service (MaaS) platforms in the UK seeking to offer a wider range of payment options to their customers.
Features
- Direct Carrier Billing (DCB) allows users to pay via their mobile phone bill, requiring only a 2G connection and two bars of signal.
- Open Banking enables secure and quick payments directly from users' bank accounts.
- Integration of Visa and Mastercard payments into a single gateway.
- e-Wallet support for Google Pay and Apple Pay.
- A full payment suite that combines DCB, Open Banking, card payments, and e-wallets.
- Integration capabilities for online, offline, and in-app checkouts.
- ISO 27001 accredited security.
- Integration with ZatPark for parking solutions.
- Compliant with Payment Service Directives 2nd version (PSD2).