Dascue
Dascue is a Bitcoin-backed lending platform that lets users borrow euros without selling their cryptocurrency. Borrowers transfer BTC as collateral, receive fiat directly to their bank account, and repay on their own schedule with no monthly obligations. The service includes transparent documentation for bank compliance and a simple three-step verification process.
- Blockchain & Cryptocurrency
- Financial Technology
- Software Only
Funding
Founders
Product
Problem
Bitcoin holders often face liquidity needs but are reluctant to sell their assets, which would trigger taxable events and forfeit future appreciation. Traditional lending options rarely accept crypto as collateral, forcing users to either liquidate holdings or miss out on financial opportunities.
Solution
Dascue provides a Bitcoin-collateralized credit line that enables users to borrow euros while retaining ownership of their BTC. Borrowers complete a straightforward verification process, transfer their Bitcoin as collateral, and receive fiat directly into their bank account with full supporting documentation for transparency. The platform offers flexible repayment terms with no monthly installments, allowing users to maintain their loan for as long as they wish. By avoiding a sale, borrowers keep their unrealized gains intact and can wait for optimal market conditions to sell or repay.
Target Audience
Primary customers are Bitcoin holders seeking liquidity without selling their assets, including individual investors and crypto-savvy professionals who want to preserve their portfolio while accessing fiat funds.
Features
- Bitcoin-collateralized loans with euro disbursement directly to bank accounts
- No monthly repayment schedule—borrowers decide if and when to close the credit line
- Transparent transaction documentation provided for bank compliance
- Three-step onboarding process with two-factor authentication for security
- Flexible loan duration with collateral staying with Dascue for the entire term
- Real-time collateral value calculator showing required BTC for desired loan amounts