Danai.id, operated by PT Adiwisista Finansial Teknologi, provides a peer-to-peer lending platform that connects borrowers with lenders, facilitating personal, business, and educational loans. The platform addresses the need for accessible financing options in Indonesia by offering streamlined loan applications and funding processes, all while being licensed by the Indonesia Financial Services Authority.
Funding
Funding not disclosed
Founders
Product
Problem
Many individuals and businesses in Indonesia lack access to traditional financing options, hindering their ability to fund personal needs, business growth, or educational pursuits. The application and funding processes through conventional institutions can be cumbersome and time-consuming.
Solution
Danai.id, operated by PT Adiwisista Finansial Teknologi, offers a peer-to-peer (P2P) lending platform that directly connects borrowers and lenders to facilitate personal, business, and educational loans. The platform streamlines the loan application and funding process, providing a more accessible financing solution. Danai.id offers various loan products, including invoice financing, inventory financing, developer financing, employee loans, emergency loans, and multi-purpose loans secured by assets. The platform is licensed and supervised by the Indonesia Financial Services Authority (OJK) and is a member of the Indonesian Fintech Lending Association (AFPI).
Target Audience
Danai.id serves individuals seeking personal loans and businesses, including SMEs, requiring capital for expansion, operations, or specific projects, as well as lenders looking for alternative investment opportunities.
Features
- Online platform connecting lenders and borrowers for P2P lending
- Loan options for personal, business, and educational purposes
- Invoice financing for businesses awaiting payments
- Inventory financing solutions
- Developer financing options
- Employee loan programs
- Emergency loan services
- Multi-purpose loans secured by assets
- Mobile application for convenient access to lending and funding features
- Risk classification of loans
- Electronic Know Your Customer (eKYC) via face matching with Digisign and Mekari Sign