This platform enables users to build long-term wealth through automated, passive investing strategies. It simplifies access to low-cost index funds, allowing individuals to invest across the global stock market without active stock picking. The service provides a straightforward mobile application to manage recurring investment plans and combat inflation.
Funding
$540K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
BOVFounders
Product
Problem
Many young Europeans face financial insecurity due to inadequate returns from traditional savings accounts and the complexities associated with do-it-yourself investing. The finance world can be intimidating, filled with jargon and complicated solutions, making it difficult for individuals to achieve long-term financial success.
Solution
Curvo provides an application that simplifies passive investing, enabling users to grow their savings and achieve financial goals through diversified portfolios of low-cost index funds. The app automates the investment process by creating a personalized investment plan based on the user's financial goals, risk tolerance, and investment horizon. Curvo invests user's money in globally diversified portfolios, constructed with low-cost Exchange Traded Funds (ETFs) from providers like Vanguard, BlackRock and Amundi. The platform also handles portfolio rebalancing and tax optimization, providing a hands-off investment experience.
Target Audience
Curvo targets young European professionals who are looking for a simple, automated way to invest in low-cost index funds and achieve their long-term financial goals.
Features
- Goal-based investment planning: Users define their financial objectives, and the app recommends a suitable investment strategy.
- Automated investing: Monthly contributions are automatically invested based on the user's personalized plan.
- Diversified portfolios: Investments are spread across thousands of companies through low-cost index funds.
- Fractional shares: Every cent of the user's money is invested, eliminating idle cash.
- Portfolio rebalancing: The app automatically adjusts the portfolio to maintain the desired asset allocation.
- Tax optimization: Curvo manages taxes such as TOB and Reynders tax.
- Regulated and secure: Investments are managed by NNEK, an investment firm regulated by the Dutch financial regulator (AFM) and protected by the European Investor Protection Scheme.
- 24/7 access: Users can track their investments and manage their account through the Curvo app.