Curvestone provides a compliance automation platform for regulated lenders, mortgage networks, and brokers. The platform reads real documents and data, checks them against a firm's specific compliance rules, and delivers audit-ready decisions with full traceability. It replaces manual, sample-based reviews with automated checks on every submission, reducing review time from up to 90 minutes to minutes.
Funding
Funding not disclosed
Founders
Product
Problem
Regulated lending firms face growing compliance complexity and rising document volumes, yet manual review capacity remains flat. This forces mortgage networks and lenders to rely on sample-based checks, leaving the majority of case files unreviewed and creating unquantifiable risk that only surfaces after regulatory breaches or complaints.
Solution
Curvestone provides an intelligence layer for compliance operations that reads real documents and data, then checks them against a firm's specific rules, exceptions, and judgement calls. The platform automates full case-file reviews on every submission, not just samples, and produces graded outcomes with evidence references. Every decision, override, and finding is logged with source-document traceability, making the entire process audit-ready for regulators like the FCA or FOS. By replacing manual, sample-based supervision with automated review, Curvestone reduces review time from 50–90 minutes per case to minutes while freeing compliance teams to focus on higher-value advisory work.
Target Audience
Primary customers are UK mortgage networks, lenders, and brokers who need to automate compliance review of case files and broker submissions while maintaining audit readiness for FCA, FOS, and PI insurers.
Features
- Reads any document format including photos, scans, PDFs, password-protected files, and forwarded emails
- Configurable to a firm's specific policy exceptions and judgement calls, not a generic rule library
- Audit-ready by default with every decision, override, and finding logged with source-document traceability
- Compliance Checker product achieves 99%+ accuracy on full case-file reviews with graded outcomes
- Pre-Underwriting Review workflow flags affordability issues and policy breaches before applications reach the underwriting queue
- Live production deployment across UK mortgage networks, lenders, and brokers