Curative offers an employer-sponsored health insurance plan that eliminates copays and deductibles, providing members with $0 out-of-pocket costs for in-network doctor visits and preferred prescriptions. This model addresses the financial barriers to healthcare access, allowing employees to prioritize their health without the burden of unexpected medical expenses.
Funding
$8.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional employer-sponsored health insurance plans often include copays and deductibles, creating financial barriers that can deter employees from seeking necessary medical care. Unexpected out-of-pocket costs can lead to delayed treatment and increased financial stress for employees and their families.
Solution
Curative offers an employer-sponsored health insurance plan designed to remove financial obstacles to healthcare access. The plan eliminates copays and deductibles for in-network doctor visits and preferred prescriptions, providing members with predictable, $0 out-of-pocket costs. By focusing on affordability, engagement, and simplicity, Curative aims to encourage proactive healthcare management and improve overall health outcomes for its members. The plan facilitates trusted relationships with providers and care navigators, while also offering simple, modern experiences to make care management stress-free.
Target Audience
Curative's primary customers are employers seeking to provide affordable and accessible health insurance to their employees, particularly those located in Georgia, Florida, and Texas.
Features
- $0 copays and $0 deductibles for in-network doctor visits
- $0 out-of-pocket costs for preferred prescriptions filled at in-network pharmacies
- Broad nationwide provider network, allowing members to access their preferred doctors and facilities
- Telehealth access through partnerships with NormanMD and Teladoc
- Annual Baseline Visit and ongoing support from a Care Navigator to help members achieve their health goals
- Extensive list of $0 preferred prescriptions and copays on non-preferred prescriptions