Crowd2Fund operates a peer-to-business lending platform that connects investors with fast-growing British businesses seeking capital through loans and equity financing. By offering tax-free returns via the Innovative Finance ISA, the platform addresses the inefficiencies of traditional financing methods, enabling entrepreneurs to access funds quickly while providing investors with potential annual returns of 6% to 18%.
Funding
Funding not disclosed
Founders
Product
Problem
Entrepreneurs often face challenges in securing funding through traditional channels, which can be slow, inefficient, and may not cater to businesses with unique models or those seeking smaller capital injections. Investors, on the other hand, may find it difficult to discover and support promising early-stage businesses, particularly those with a strong community focus or innovative approaches.
Solution
Crowd2Fund operates a peer-to-business lending platform that directly connects investors with British businesses seeking loans and equity financing. The platform streamlines the funding process, offering entrepreneurs flexible borrowing options ranging from £20,000 to £2 million with terms of 1-5 years. Investors can browse opportunities, balance their risk, and potentially earn tax-free returns through the Innovative Finance ISA. By fostering direct engagement between businesses and investors, Crowd2Fund aims to democratize access to capital and build a community around supporting British entrepreneurship.
Target Audience
The platform targets fast-growing British businesses seeking alternative funding solutions and individual investors looking for opportunities to support UK entrepreneurship and potentially earn attractive returns.
Features
- Innovative Finance ISA (IFISA) wrapper for tax-free investment returns
- Due diligence and credit risk assessment for listed businesses
- Platform for both debt and equity financing
- Flexible borrowing options with loans from £20,000 to £2 million
- Loan terms ranging from 1 to 5 years
- Transparent platform statistics on investment performance and default rates
- Automated investment tools for portfolio diversification