Creizer offers flexible financing solutions for online regional sellers by providing customized payment plans based on their sales performance. This approach addresses the challenge of cash flow variability, allowing sellers to make payments that align with their revenue, thereby supporting business growth without fixed repayment obligations.
Funding
Funding not disclosed
BOFounders
Product
Problem
Online regional sellers often face challenges with inconsistent cash flow, making it difficult to manage expenses and invest in growth. Traditional financing options may not be suitable due to fixed repayment schedules that don't align with fluctuating sales revenues. This can hinder their ability to scale their businesses effectively.
Solution
Creizer provides customized financing solutions tailored for online regional sellers, offering payment plans that adapt to their sales performance. By connecting to the seller's sales accounts, Creizer's prediction engine generates credit proposals that allow for flexible repayments based on revenue. This approach eliminates fixed payment obligations, enabling sellers to manage their finances more effectively and invest in business growth without the pressure of rigid schedules. Sellers can also prepay their credit without penalties and choose how to use margin days for payments without incurring late fees.
Target Audience
Creizer primarily targets online regional sellers in Mexico who require flexible financing solutions to manage cash flow and grow their businesses.
Features
- Customized payment plans based on sales performance
- Flexible repayment schedules that adjust to revenue fluctuations
- No fixed monthly quotas
- Margin days to make payments without generating late fees
- Prepayment options without penalties
- Credit pre-approval for sellers with at least 100,000 pesos in monthly sales over the past 12 months
- Integration with online sales platforms for automated sales data analysis