Creem
Creem is a merchant of record and payments platform designed for AI-era software and digital product sellers. It bundles checkout, tax compliance, usage-based billing, affiliate management, and payouts into a single solution, charging 3.9% plus $0.40 per successful transaction with no monthly fees. The platform also offers built-in revenue splits, credit wallets, and stablecoin payouts.
- Artificial Intelligence
- Commerce & Shopping
- Developer Tools
- Financial Technology
- Software Only
Funding
Raised to date
€7MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Est. $7.6M$5.5M across 1 disclosed round
AJFWIVKT+2€5M · Seed
Announced Sep 2026 · from article date
Disclosed cumulative: $5.5M
Reported total $7.6M
Incomplete round history. $2.2M of the $7.6M reported total isn’t matched to a known round.
Founders
Founder details are not available yet.
Product
Problem
Software builders must assemble a patchwork of separate tools—tax setup, payouts, affiliate tracking, and billing systems—before they can charge a single customer. This fragmented approach delays launches, increases operational overhead, and complicates global sales compliance.
Solution
Creem is a money platform for the AI era that consolidates everything after the build into one system. As a merchant of record, it handles payments, taxes, invoices, fraud, and chargebacks on every sale, allowing sellers to operate globally without managing compliance themselves. The platform includes affiliate management with flexible commissions, usage-based billing with custom meters, and revenue splitting for partners and co-founders. Payouts are processed twice monthly to bank accounts or crypto wallets, and all features work out of the box without plugins or add-ons.
Target Audience
Primary customers are independent software builders, digital product sellers, and higher-volume SaaS businesses that need a unified payments, tax, and affiliate solution to sell globally without building their own compliance infrastructure.
Features
- Merchant of record service covering automatic VAT, GST, and sales tax collection and remittance in 50+ countries
- Usage-based billing with credit wallets, custom meters, and metered pricing tailored for AI products
- Affiliate and revenue split tools with per-product and per-affiliate commission settings, plus 0% fees on splits
- Short link tracking with QR codes, password protection, geo and device targeting for conversion attribution
- API, SDKs, CLI, and webhooks for programmatic integration, plus an MCP server
- Built-in fraud detection, chargeback protection, and support for credit cards, Apple Pay, Google Pay, and stablecoin payouts