credium provides high-quality, nationwide building data and analyses instantly based solely on an address. Utilizing AI and deep learning on geospatial data, the platform generates digital 3D twins for various applications like risk assessment and energy planning. This service digitizes and accelerates building-related processes for sectors including insurance, banking, and municipalities.
Funding
Funding not disclosed
Founders
Product
Problem
Accurate building information is still largely unavailable in digital form; data must be collected and verified manually, which is time‑consuming, error‑prone, and costly. This limits insurers, lenders, and public authorities from performing rapid risk assessments, sustainability analyses, or portfolio‑wide evaluations.
Solution
credium transforms any address into a high‑resolution 3D building twin and a rich attribute set within seconds by applying AI and deep‑learning models to nationwide geospatial sources such as orthophotos, LiDAR point clouds, and cadastral registers. The platform delivers the results through a low‑latency API (credium Inspector), a web‑based viewer, and specialized modules like Solar Analytics for photovoltaic potential and credicore for managed large‑scale portfolio services. Built on a scalable cloud infrastructure, the service ensures GDPR‑compliant, ISO‑27001‑certified data handling while continuously improving data quality via automated validation against a manually annotated reference set. By providing address‑specific, up‑to‑date building insights, credium enables insurers, banks, and municipalities to automate underwriting, risk monitoring, and sustainability planning without costly field surveys.
Target Audience
Primary customers are insurers, banks, and municipal authorities that require fast, reliable building analytics for underwriting, loan evaluation, risk monitoring, and climate‑action planning. The solution also serves any organization needing large‑scale, address‑level building data for sustainability or asset management purposes.
Features
- Address‑driven on‑demand generation of 3D building models derived from aerial imagery and LiDAR point clouds
- Over 100 building attributes per asset, including gross/net floor area, building type, roof geometry, PV‑potential, and energy demand estimates
- AI‑powered quality assurance pipeline that cross‑validates against tens of thousands of manually annotated structures
- credium Inspector API delivers attribute data in milliseconds for seamless integration into existing workflows
- Web‑based credium Viewer provides interactive 3D visualization and attribute exploration for end‑users
- Solar Analytics module calculates site‑specific photovoltaic feasibility, economic returns, and CO₂ savings
- credicore managed service supports bulk portfolio ingestion, versioning, and custom analytics at enterprise scale
- Full GDPR compliance and ISO‑27001‑certified cloud hosting within the EU