Chief Executive Officer
CreditCliq
Nglobal provides cross-border credit reporting services that enhance trust in international transactions. By leveraging a standardized framework for credit assessments, the company enables businesses to make informed lending decisions and mitigate risks associated with foreign clients.
- Data & Analytics
- Enterprise Software
- Financial Technology
- Software Only
Updated 6 months ago
Funding
Funding rounds are not available yet.
Founders
Product
Problem
Businesses face challenges in assessing the creditworthiness of international clients due to a lack of standardized frameworks for evaluating credit risk across different countries. This makes it difficult to make informed lending decisions and increases the risk of defaults in cross-border transactions. Furthermore, newcomers to a country often lack a local credit history, hindering their access to financial services.
Solution
CreditCliq provides an API that delivers real-time global credit data, enabling businesses to evaluate the creditworthiness of individuals and companies worldwide. The platform aggregates credit information from various international sources, providing a comprehensive view of a customer's financial history. This allows financial institutions, landlords, and other businesses to make informed decisions about extending credit, approving leases, and offering financial products to a broader range of customers, including expatriates, international students, and immigrants. CreditCliq's API integrates into existing systems, providing instant access to credit data and streamlining the decision-making process.
Target Audience
CreditCliq primarily serves financial institutions, fintech companies, indirect lenders, and landlords who need to assess the creditworthiness of international individuals and businesses.
Features
- API access to real-time global credit data.
- Integration with existing systems for seamless data access.
- Comprehensive international credit histories for informed decision-making.
- Support for ITIN customers and newcomers to the US & Canada.
- Tools for mitigating the risk of loan defaults and unpaid balances.
- Identity verification to improve customer onboarding.
- Mobile app for consumers to check their credit score.
- Deployed on Google GCP and AWS with comprehensive security accreditation.