Credit Benchmark provides a consensus credit risk dataset that aggregates the views of risk professionals from over 40 major financial institutions, covering more than 120,000 public and private entities worldwide. The platform delivers frequent, granular risk scores, early‑warning signals, and benchmark analytics that can be integrated into credit decisioning, portfolio monitoring, and model calibration workflows, helping financial institutions allocate capital and meet regulatory requirements.
Funding
$7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
2OFounders
Product
Problem
Credit risk teams often rely on limited, infrequent data from traditional rating agencies, which cover only a small portion of the corporate universe and lag behind market developments. This makes it difficult to detect emerging credit deteriorations, allocate capital efficiently, and meet regulatory validation requirements.
Solution
Credit Benchmark aggregates the credit views of risk professionals from over 40 major financial institutions, creating a consensus risk dataset that covers more than 120,000 public and private entities worldwide. By requiring multiple observations per entity and updating the data multiple times each month, the platform delivers timely, granular insights into default probability shifts and sector‑level trends. The Credit Risk Index (CRI) and related analytics translate these crowd‑sourced opinions into objective risk scores, early‑warning signals, and benchmark comparisons that can be integrated into credit decisioning, portfolio monitoring, and model calibration workflows. Regulatory oversight ensures that contributor inputs remain validated and current, giving users confidence in the robustness of the consensus.
Target Audience
Primary customers are credit risk officers, portfolio managers, and model developers at banks, asset managers, and other financial institutions that need comprehensive, up‑to‑date credit risk intelligence for capital allocation and regulatory reporting.
Features
- Consensus risk scores for 90%+ of entities that are unrated by traditional agencies, covering 160 countries and all major sectors
- Monthly (and more frequent) updates delivering dynamic indicators of credit risk changes
- Over 100 data items at entity and industry levels, enabling micro‑ and macro‑risk analysis
- Robust methodology requiring multiple independent observations per entity before publishing
- API and dashboard tools for credit decisioning, portfolio monitoring, model development, and regulatory validation
- Early‑warning alerts that flag emerging stress signals based on crowd‑sourced probability of default trends