Credit2Go operates a national credit hub connecting businesses and individuals with over 75 financial institutions, specializing in credit solutions for clients with annual revenues exceeding R$10 million. The platform streamlines access to various credit modalities, including real estate-backed loans and receivables anticipation, addressing the challenge of securing financing without prior relationships with lenders.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses and individuals often struggle to secure financing due to a lack of established relationships with financial institutions, especially when seeking diverse credit options. This can be particularly challenging for those with substantial annual revenues who require access to various credit modalities.
Solution
Credit2Go operates a national credit hub that connects businesses, individuals, and family groups with over 75 financial institutions, providing access to a wide range of credit solutions. The platform streamlines the process of securing financing by offering various credit modalities, including real estate-backed loans, receivables anticipation, rural credit, and capital for working capital. Credit2Go's consultative approach assists clients in identifying the ideal credit model, considering their objectives, the amount to be raised, and available guarantees. By presenting a factsheet to multiple financial institutions, Credit2Go helps clients secure the best possible credit conditions without needing pre-existing relationships.
Target Audience
Credit2Go primarily serves businesses, individuals, and family groups with annual revenues exceeding R$10 million seeking diverse credit solutions.
Features
- Access to over 75 financial institutions through a single platform.
- Facilitates various credit modalities, including real estate-backed loans and receivables anticipation.
- Offers rural credit options for financing agricultural activities and equipment purchases.
- Provides capital for working capital to support day-to-day operational needs.
- Supports CRI, CRA, and Debenture offerings for businesses seeking to raise capital through financial markets.
- Offers payment solutions for national and international transactions.
- Provides guidance on bank rating consulting to improve creditworthiness.
- Offers wealth protection strategies to safeguard receivables from legal and fiscal risks.