Credibur is an operating platform for structured credit that helps non-bank lenders and institutional capital providers manage debt facilities and portfolios in a structured, automated, and transparent way. The platform automates drawdowns, monitors covenants in real time, and provides SPV setup and oversight, reducing manual reporting by up to 90%. It also offers backup servicing capabilities, enabled by its software and an established collections partner, to ensure continuity in case of default.
Funding
Funding not disclosed
Founders
Product
Problem
Non-bank lenders and institutional capital providers managing debt facilities often rely on manual, spreadsheet-based processes for drawdowns, reporting, and covenant monitoring. This creates operational inefficiencies, increases the risk of errors, and slows down funding turnaround, while also making it difficult to maintain transparency and auditability across the facility's lifecycle.
Solution
Credibur provides a centralized operating platform that automates and streamlines the management of structured credit facilities. The platform handles drawdown automation, SPV setup and oversight, and real-time covenant monitoring, replacing manual workflows with a fully auditable system. It also offers backup servicing, acting as a backup servicer for facilities, enabled by its software and supported by an established collections partner, ensuring operations continue seamlessly in case of default. By digitizing these processes, Credibur reduces manual reporting by up to 90% and significantly shortens funding turnaround times.
Target Audience
Primary customers are non-bank lenders, such as fintechs and emerging credit originators, and their institutional capital providers who need to manage debt facilities and portfolios with greater efficiency, transparency, and control.
Features
- Drawdown automation that triggers and manages capital calls across facilities without spreadsheets or emails, fully auditable and customizable to lender requirements
- SPV setup and oversight that streamlines the creation and ongoing management of special purpose vehicles, including accounting and compliance reporting
- Real-time covenant monitoring at both portfolio and borrower levels, with automated alerts and reporting to help stay ahead of breaches
- Backup servicing capability that makes Credibur instantly operational as a backup servicer in case of default, supported by an established collections partner
- Platform designed for production-grade reliability and auditability, built by operators with experience in regulated financial environments