Craftt offers a blockchain‑based tokenized asset‑backed finance platform that converts consumer loan receivables into digital senior and junior tranche tokens, giving institutional and accredited investors access to over‑collateralized lending pools with transparent, real‑time portfolio data and instant settlement. The platform also provides flexible warehouse financing lines for fintech lenders and a consumer mobile app, Craftt Pass, for borderless savings and money management.
Funding
$2M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Consumer lenders face high financing costs, opaque settlement processes, and limited access to capital due to traditional private‑credit structures. Investors seeking yield on consumer loan receivables encounter manual settlement, lack of portfolio visibility, and regulatory complexity.
Solution
Craftt provides a blockchain‑based tokenized asset‑backed finance (ABF) platform that converts consumer loan receivables into digital tokens. The platform creates a structured lending pool over‑collateralized by high‑quality fintech loan portfolios, issuing senior and junior tranche tokens that give investors exposure to stable or higher‑risk yields. By tokenizing the assets, settlement becomes instantaneous, portfolio data is transparent in real time, and the credit structure can scale across geographies without the constraints of conventional fund vehicles. Craftt also offers flexible warehouse financing lines to fintech lenders, enabling faster, cheaper capital deployment for loan book growth. For end‑users, the Craftt Pass mobile app delivers borderless savings accounts with daily interest and a US‑based account without local residency requirements.
Target Audience
Primary customers are institutional investors, accredited investors, and family offices seeking tokenized credit exposure, as well as fintech lenders requiring efficient, scalable financing solutions. The Craftt Pass app targets global consumers who need borderless savings accounts.
Features
- Tokenization of real‑world consumer loan receivables into blockchain‑recorded senior and junior tranche tokens
- Over‑collateralized lending pool that provides a structured credit vehicle with defined risk‑return profiles
- Real‑time portfolio visibility and automated settlement via smart‑contract infrastructure
- Flexible warehouse financing facilities (warehouse lines and forward‑flow arrangements) for fintech lenders
- Integration with licensed custodial partner to ensure regulatory compliance and treasury‑backed asset safety
- Consumer mobile app (Craftt Pass) offering borderless savings, daily compounded interest, and multi‑currency support in over 180 countries