COTI offers a cloud‑hosted payment platform built on a proprietary DAG ledger that enables instant, low‑cost transactions with configurable fees. It provides REST/WebSocket APIs, SDKs, and pre‑built UI widgets for quick integration, along with built‑in compliance, fraud detection, and token issuance tools for e‑commerce, fintech, and enterprise applications.
Funding
$500K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
COTI addresses the difficulty businesses and developers face in creating fast, low‑cost, and scalable digital payment experiences without building complex blockchain infrastructure from scratch.
Solution
COTI provides a modular payment platform that combines a proprietary DAG‑based ledger with a suite of APIs, SDKs, and ready‑to‑use widgets. The platform enables instant settlement, high transaction throughput, and configurable fee structures while handling compliance, fraud detection, and tokenization behind the scenes. Developers can integrate payment flows via RESTful APIs or embed pre‑built UI components, reducing time‑to‑market. COTI also offers a marketplace for issuing and managing digital assets, allowing businesses to launch loyalty tokens or stablecoins on the same infrastructure. All services are hosted in the cloud, providing scalability and reliability without requiring on‑premise blockchain nodes.
Target Audience
Primary customers are e‑commerce platforms, fintech developers, and enterprises seeking to add native digital payment or tokenization capabilities to their products.
Features
- DAG‑based ledger delivering sub‑second transaction confirmation and thousands of TPS
- Comprehensive REST and WebSocket APIs for payments, refunds, and payouts
- Pre‑built UI widgets (checkout, invoicing, wallet) for quick embedding into web and mobile apps
- Built‑in KYC/AML compliance tools and AI‑driven fraud detection
- Token issuance framework supporting stablecoins, loyalty points, and custom assets
- Cloud‑hosted infrastructure with auto‑scaling and SLA‑backed uptime