Complif provides a unified compliance platform that automates KYC/KYB onboarding, transaction monitoring, sanctions screening, and ongoing risk assessments for banks and fintechs. The solution integrates with public databases, credit bureaus, and identity providers, using OCR and AI-driven case management to deliver real‑time alerts and audit‑ready records without manual intervention.
Funding
$2.6M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
6OFounders
Product
Problem
Financial institutions must meet extensive regulatory requirements across onboarding, transaction monitoring, sanctions screening, and ongoing risk assessments. Traditional compliance workflows rely on manual data collection, disparate tools, and extensive human review, leading to high operational costs, slow processing times, and increased risk of errors or regulatory penalties.
Solution
Complif offers a unified compliance platform that automates the full lifecycle of financial user management—from origination and KYC/KYB onboarding through continuous monitoring and risk‑based renewal. The system integrates with public databases, credit bureaus, and third‑party identity providers to ingest and verify customer information automatically. A customizable rules engine and AI‑powered case manager handle transaction monitoring, sanction and adverse‑media screening, and generate alerts for high‑risk activities. Built‑in OCR extracts data from unstructured documents, while automated workflows manage periodic enhanced due diligence, request‑for‑information follow‑ups, and audit‑ready record keeping. The platform’s APIs and core system integrations enable seamless embedding into existing banking and fintech tech stacks, providing real‑time compliance insights without manual intervention.
Target Audience
Complif serves banks, credit unions, fintech lenders, and other regulated financial service providers that need to streamline onboarding, monitoring, and ongoing compliance across multiple jurisdictions.
Features
- End‑to‑end automation of KYC (individual) and KYB (company) onboarding, including UBO identification and document upload
- Integrated identity verification with driver‑license checks and third‑party vendor services
- Credit‑scoring module that connects to external credit bureaus and enforces internal loan criteria
- Transactional monitoring with a configurable rules engine, AI‑driven case management, and risk‑based renewal alerts
- Sanctions and PEP screening using national and international watchlists with automatic case creation
- Adverse media search and reputational risk detection with instant alerts
- Automated enhanced due diligence (EDD) and RFI workflows, including follow‑up tracking and pre‑built requirement libraries
- Document OCR for automatic data extraction, validation of document type, legibility, and ownership