Comeryx
Comeryx provides a fully digital platform for the Excess & Surplus insurance market, purpose-built for small business artisan contractor risks. The platform uses agentic AI workflows and an autonomous decision engine to enable wholesalers to quote, bind, and issue complex policies in minutes rather than days, targeting premiums of $10,000 and under where manual underwriting is economically inefficient.
- Insurance Technology
- AI Agents
- Artificial Intelligence
- Software Only
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
The Excess & Surplus (E&S) market for small businesses faces a structural paradox: mid and high-hazard artisan contractor risks require deep underwriting expertise, but small premiums ($10,000 and under) make manual underwriting review economically inefficient. Traditional quote-to-bind cycles take 2-3 or more days, and a significant portion of agents avoid small E&S placements altogether due to slow, manual processes and outdated technology infrastructure.
Solution
Comeryx is the first fully digital platform purpose-built for the small business artisan contractors market, replacing manual friction with an autonomous decision engine. The platform enables wholesalers to quote, bind, and issue complex risks in minutes rather than days. Comeryx combines cutting-edge AI technology with deep insurance expertise to deliver a seamless experience, handling lengthy applications and underwriting complexity automatically through its agentic AI workflows and embedded APIs. The platform brings rigorous underwriting discipline together with digital speed, allowing wholesale partners to operate with greater efficiency on lower-premium risks that would otherwise be uneconomical to service manually.
Target Audience
Primary customers are wholesale insurance brokers and distributors who place small business artisan contractor risks in the Excess & Surplus market and need faster, more efficient digital workflows for low-premium placements.
Features
- AI-native platform with agentic AI workflows and embedded APIs enabling rapid quoting, binding, and issuance in minutes
- Autonomous decision engine that replaces manual underwriting review for small-premium risks
- Comprehensive coverage tailored specifically for small business artisan contractors, including mid and high-hazard risks
- Simplified application process that eliminates lengthy forms by automating underwriting complexity
- Purpose-built for wholesalers in the E&S market with a focus on premiums of $10,000 and under
- Launched with capacity from an A+ rated, XV carrier