CollateralVault provides a plug‑in service that integrates with existing loan origination platforms to let borrowers pledge digital assets as collateral. The platform calculates real‑time collateral requirements, manages custody with regulated custodians, and automates asset return on repayment or default while delivering detailed loan‑level reporting for servicers and investors.
Funding
Funding not disclosed
Founders
Product
Problem
Traditional loan origination systems are not equipped to accept, value, and manage digital assets as collateral, creating operational risk and limiting lenders’ ability to serve borrowers who hold cryptocurrencies or other tokenized assets.
Solution
CollateralVault offers a plug‑in service that connects directly to existing loan applications, enabling borrowers to pledge digital assets to a qualified custodian during the loan process. The platform automatically calculates required collateral levels based on real‑time market valuations and tracks asset custody throughout the loan lifecycle. Upon repayment or default, CollateralVault orchestrates the secure return of assets to the appropriate party and provides detailed loan‑level reporting for servicers and investors. By embedding digital‑asset collateral handling into the lender’s workflow, the solution expands loan product offerings and improves conversion rates without requiring major system redesign.
Target Audience
Lenders, loan origination platforms, and financial institutions seeking to add cryptocurrency‑backed lending options for retail and institutional borrowers.
Features
- API integration layer that embeds collateral collection into a lender’s current loan application UI
- Real‑time valuation engine that pulls market prices to determine precise collateral requirements
- Custodian onboarding workflow that directs borrowers to transfer assets to a regulated storage provider
- Automated asset release logic that returns collateral to borrowers on full repayment or to lenders in case of default
- Comprehensive reporting suite mapping digital‑asset values to individual loans for servicing platforms and investors
- Support for multiple blockchain protocols and token standards, enabling a broad range of crypto assets as collateral