CEO & Founder
Cognitive Credit
Cognitive Credit provides a data and analytics platform for institutional credit investors, delivering structured financial data, workflow tools, and credit-specialist generative AI to accelerate fundamental analysis. The platform covers over 3,500 bond and loan issuers across US, European, and emerging markets, with credit models updated within 15 minutes of earnings releases. Users access the platform via web application, REST API, Excel add-in, or a Claude connector.
- Data & Analytics
- Financial Technology
- Artificial Intelligence
- Software Only
- Enterprise Software
Updated 7 days ago
Funding
Raised to date
$57.6MRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
across 3 rounds
FVSPXV$40M · Growth
Announced Oct 2026 · from article date
Disclosed cumulative: $57.6M
3/3
RoundDateAmountValuationInvestors
Founders
Product
Problem
Credit investment teams face significant inefficiencies in analyzing corporate credit markets due to the time-consuming process of manually sourcing documentation, spreading financial numbers, and integrating market data. Legacy tools lack the detailed, accurate, and timely fundamental data required to form independent credit views quickly, especially as corporate credit markets grow in size and complexity.
Solution
Cognitive Credit provides a data and analytics platform designed to accelerate credit analysis for investment professionals. The platform delivers detailed, customizable credit models that are automatically updated within minutes of earnings releases, eliminating the need for manual document chasing and data spreading. These models are enhanced with workflow tools and credit-specialist generative AI that surface actionable insights from official company disclosure and financial datasets. The platform covers over 3,500 High Yield, Investment Grade bond, Leveraged Loan, and Emerging Markets issuers across US, European, and emerging markets, providing complete financial profiles with data linked to source documents. Users access the platform through a web application, REST API, Excel add-in, and Claude connector, enabling seamless integration into existing workflows and tech stacks.
Target Audience
Primary users are asset managers, hedge funds, and sales, trading, and research teams at investment banks focused on credit markets, as well as commercial banks managing balance sheet risk.
Features
- Dynamic credit models with customizable layouts and calculations, updated within 15 minutes of earnings releases using proprietary machine-reading technology
- Coverage of 3,500+ issuers including 1,600+ high yield bond issuers, 1,100+ investment grade bond issuers, 1,100+ leveraged loan issuers, and 400+ emerging markets bond issuers
- Credit-specialist generative AI that generates actionable insights from official company disclosure and financial datasets, going beyond generic LLMs
- Cross-market analytics for comparing issuers across markets, sectors, and companies
- Integrated research solutions including forecasting, charting, restatement identification, and keyword search
- Audit trails with links to source documents for full data transparency and verifiability
- Excel add-in, REST API, and Claude connector for integrating data into existing models and business systems
- Coverage of restricted access issuers with self-service access and secure document storage