ClickPe
ClickPe is a digital lending platform that connects small business owners and individuals in India with personal and business loans, as well as credit cards from major banks like HDFC, SBI, and Axis. The platform offers uniquely structured loans with daily repayment options and FD-backed credit cards with 100% approval without requiring a credit score. ClickPe manages the technology infrastructure and repayment collection while RBI-registered NBFC partners handle credit assessment and approval.
- Financial Technology
- Software Only
Funding
Raised to date
$500KRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Founder details are not available yet.
Product
Problem
Small business owners and individuals often struggle to access credit due to rigid monthly repayment schedules, credit score requirements, and complex application processes. Traditional lending models also fail to accommodate the irregular cash flows of SMEs and micro-entrepreneurs, limiting their growth potential.
Solution
ClickPe provides a streamlined financial platform that connects users with personal and business loans as well as credit cards from major banks like HDFC, SBI, and Axis. The app simplifies borrowing through a four-step application process and offers uniquely structured loans with daily repayment options, breaking away from conventional monthly models. Users can also access FD-backed credit cards that guarantee 100% approval without requiring a credit score, plus cards with zero forex markup for travelers. ClickPe manages the entire technology infrastructure, credit gateway development, and repayment collection, while RBI-registered NBFC partners handle credit assessment, KYC, and loan approval, ensuring compliance and security throughout the lending process.
Target Audience
Primary users are small business owners, SME operators, and individual borrowers in India seeking unsecured loans, daily repayment financing, or credit cards with accessible approval criteria. The platform currently focuses on regions like Gujarat and Rajasthan with plans for nationwide expansion.
Features
- Four-step digital loan application process for fast and simple credit access
- Daily repayment loan structure specifically designed for small business owners and SMEs
- FD-backed credit cards with 100% approval and no credit score requirement
- Credit card offerings from HDFC, SBI, Axis, IDFC First, IndusInd, AU Small Finance, and Scapia Federal
- Zero forex markup cards for international travelers
- Proprietary software and algorithm for assessing customer creditworthiness
- PCI-DSS compliant and bank-grade encrypted platform security