Clearzi is a financial supply chain platform that enables buyers to offer early payment options to their suppliers without impacting their own cash flow. The solution integrates directly with the buyer's ERP system, allowing suppliers to request early payment of approved invoices within 48 hours while the buyer pays Clearzi at the original due date. With over €3.8 billion in accessible invoices and 780+ companies using the platform, Clearzi strengthens supplier relationships while optimizing working capital.
Funding
Funding not disclosed
Founders
Product
Problem
Companies face a difficult trade-off between optimizing their working capital and maintaining healthy supplier relationships. Traditional early payment options either strain the buyer's cash flow, require manual processing, or are limited to certain suppliers, while late payments used as a financing source create friction and supply chain risks.
Solution
Clearzi provides a supply chain financing platform that lets suppliers get paid early while buyers maintain their original payment terms. The solution is initiated by the buyer and integrates directly with their existing ERP system, automatically syncing invoice status without requiring any IT projects or changes to internal processes. When a supplier needs cash, they can request early payment of approved invoices directly from their Clearzi platform, and Clearzi pays them within 48 hours. The buyer then settles the invoice with Clearzi at the originally agreed due date, preserving their cash position while strengthening supplier relationships.
Target Audience
Clearzi serves mid-sized to large enterprises across all industries that want to optimize their working capital while strengthening supplier relationships, as well as their suppliers who need flexible access to early invoice payments.
Features
- Direct ERP integration with certified data flows, enabling automatic invoice status synchronization without manual uploads or additional tools
- Multi-buyer platform that aggregates invoice volumes across all connected buyers, giving suppliers access to a larger pool of financing opportunities
- Self-service supplier portal where suppliers can track invoice status, identify issues early, and request early payments in just a few clicks
- Digital supplier onboarding handled by Clearzi's team, making the solution accessible to suppliers of all sizes regardless of their financial situation
- Flexible on-demand payment structure with no subscription fees for buyers and no minimum volume commitments
- Automated approval-based payment processing that limits early payments to only approved invoices, ensuring full alignment with buyer's accounting processes