ClearGrid provides a debt‑resolution platform for banks, credit unions, and other lenders that combines predictive AI with omni‑channel orchestration to automate collections across the full days‑past‑due spectrum.
Funding
$6.5M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
2ORVFounders
Product
Problem
Financial institutions often struggle with inefficient debt collection processes that rely on manual outreach, fragmented borrower interactions, and limited predictive insight, leading to high cost‑to‑collect and poor borrower experience.
Solution
ClearGrid offers a debt resolution platform that combines predictive AI with omni‑channel orchestration to streamline collections across the full days‑past‑due spectrum. The system provides real‑time portfolio intelligence and behavior‑based workflow automation, enabling lenders to engage borrowers through voice, WhatsApp, SMS, email, and in‑app messages from a unified interface. AI‑driven voice agents generate compliant, conversational outreach that improves promise‑to‑pay accuracy, while a secure admin panel supplies governance tools, role‑based approvals, and audit controls. Unified borrower trails capture all interactions and payment commitments, allowing lenders to resolve debts faster, more fairly, and with lower operational costs.
Target Audience
ClearGrid is designed for banks, credit unions, and other lending institutions that manage large consumer loan portfolios and seek to improve collection efficiency while maintaining regulatory compliance.
Features
- Predictive AI models that prioritize accounts and forecast repayment behavior
- Behavior‑based workflow automation that tailors outreach sequences to borrower segments
- Omni‑channel communication suite supporting voice, WhatsApp, SMS, email, and in‑app messaging
- Generative, compliant AI voice agents that increase promise‑to‑pay accuracy
- Secure admin panel with role‑based governance, approvals, and audit logging
- Unified borrower interaction history aggregating calls, messages, actions, and PTP events