Clearfolio provides an evidence‑first platform that creates a ledger‑based view of an investor’s portfolio, calculating absolute returns, FIFO cost basis, and cash‑flow‑based XIRR while linking each performance change to relevant market events, macro data, and regulatory filings. The service offers real‑time filtered impact feeds, deterministic what‑if scenario analysis, and configurable smart alerts, delivering transparent, auditable performance metrics for individual investors, wealth managers, and analysts.
Funding
Funding not disclosed
Founders
Product
Problem
Investors often rely on fragmented tools that provide raw price charts and generic market news, leaving them without clear explanations for portfolio performance or the impact of specific events on their holdings.
Solution
Clearfolio delivers an evidence-first intelligence platform that builds a ledger-based view of an investor’s portfolio, calculating absolute returns, FIFO cost basis, and XIRR from actual cash flows. The system continuously maps market events, macro data, and regulatory filings to the portfolio, filtering out irrelevant information and presenting only the factors that directly affect the user’s assets. Users can explore deterministic what‑if scenarios, receive smart alerts tied to their risk parameters, and view transparent, auditable receipts for every transaction and performance metric, all without receiving advice or predictions.
Target Audience
Clearfolio is aimed at individual investors, wealth managers, and financial analysts who need precise, audit‑grade performance metrics and portfolio‑specific insights without relying on disparate tools.
Features
- Ledger-driven calculations of absolute returns, realized/unrealized P&L, FIFO cost basis per lot, and cash‑flow‑based XIRR
- Real‑time impact feed that filters macro, news, and filing data to show only events relevant to the user’s holdings
- Deterministic what‑if analysis allowing users to apply sector or asset shocks and see projected portfolio changes
- Smart alerts configurable for portfolio value thresholds, exposure limits, or specific event triggers
- Auditable transaction receipts and evidence layers that provide transparent reasoning for performance changes
- Cross‑platform access with synchronized data and a unified dashboard replacing spreadsheets and multiple trackers