Clear Blue Insurance Group is a fronting carrier that partners with Managing General Agents to deliver customized property and casualty insurance programs backed by global reinsurance capacity. It provides end‑to‑end underwriting support, including guideline review, loss‑ratio analysis, claims and premium accounting, and offers a proprietary technology platform for advanced reporting, analytics, and real‑time portfolio monitoring. The service enables MGAs to focus on distribution while benefiting from data‑driven insights, diversified capital deployment, and reduced channel conflicts.
Funding
$250M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Managing General Agents (MGAs) often lack access to sufficient reinsurance capacity, comprehensive analytics, and streamlined underwriting support, which can limit their ability to launch new programs, manage risk, and achieve profitable growth.
Solution
Clear Blue Insurance Group operates as a fronting carrier that partners with MGAs to provide bespoke insurance programs backed by a network of global reinsurers. The company offers end‑to‑end services including underwriting guideline review, loss‑ratio analysis, claims and premium accounting, and advanced reporting through proprietary technology. By handling reinsurance negotiations, policy issuance, and regulatory compliance, Clear Blue enables MGAs to focus on distribution while benefiting from data‑driven insights and portfolio management. The platform also supplies actuarial analytics, severity and frequency monitoring, and cost‑effective capital deployment to improve underwriting profitability and reduce channel conflicts.
Target Audience
Clear Blue’s primary customers are Managing General Agents and program sponsors seeking customized property and casualty insurance programs with integrated underwriting analytics and reinsurance capacity.
Features
- Proprietary technology platform delivering advanced reporting, analytics, and real‑time loss‑ratio monitoring for MGAs
- Full suite of reinsurance services, including production analysis, loss‑ratio reporting, and claims/premium account reconciliation
- Comprehensive underwriting support: guideline review, historical rate analysis, and channel conflict clearance
- Portfolio management tools that monitor severity, frequency, and enable remedial underwriting actions
- Access to diversified global reinsurance capacity through relationships with blue‑chip reinsurers
- Fronting carrier structure allowing surplus lines paper to be offered in all U.S. jurisdictions