Money Movement Hub offers a cloud‑native payment gateway that enables regional banks and credit unions to connect their core systems to U.S. instant‑payment rails (RTP®, FedNow®), ACH, wire, and person‑to‑person transfers through a single RESTful API. The platform handles regulatory compliance, security, and fraud detection while providing pay‑per‑use pricing and real‑time reporting, reducing integration costs and operational risk for institutions.
Funding
$8B raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Regional and community banks and credit unions must provide real‑time payment options to stay competitive, but integrating instant‑payment rails such as RTP and FedNow requires extensive development, regulatory compliance work, and costly infrastructure upgrades.
Solution
Money Movement Hub delivers a hosted, cloud‑native payment gateway that abstracts the complexity of U.S. payment schemes behind a single, standards‑based API. The service connects core banking systems to instant‑payment rails (RTP®, FedNow®), person‑to‑person transfers, ACH, and wire networks, enabling institutions to launch and accept real‑time payments quickly. By offloading compliance, security, and fraud‑prevention responsibilities to the platform, banks reduce integration costs and operational risk while gaining scalable, usage‑based pricing that aligns with transaction volume. The result is a smoother digital experience for retail and small‑business customers and improved liquidity for the institution.
Target Audience
Primary customers are regional and community banks and credit unions seeking to add instant payment capabilities for retail and small‑business clients.
Features
- Unified RESTful API that supports RTP®, FedNow®, ACH, wire, and person‑to‑person payment flows.
- Cloud‑hosted architecture with automatic scaling and pay‑per‑use pricing model.
- Built‑in regulatory compliance management for new real‑time payment schemes.
- Continuous, always‑on fraud detection and end‑to‑end encryption of transaction data.
- Seamless integration with any core banking system via standard API connectors.
- Real‑time reporting and liquidity monitoring dashboards for operational insight.