ClariFi provides a mobile‑first direct reimbursement platform that replaces traditional dental insurance networks with prepaid benefit cards and real‑time claim processing. Employees can submit photo‑captured receipts via the app, receive instant coverage validation and copay calculations, and have payments reconciled automatically, while employers gain transparent pricing and low‑overhead administration.
Funding
Funding not disclosed
Founders
Product
Problem
Employers often rely on traditional dental insurance that incurs high administrative costs, opaque pricing, and network restrictions, limiting employee choice and driving up overall benefit expenses.
Solution
ClariFi offers a mobile‑first direct reimbursement platform that eliminates dental networks and lets employers pay only for services actually used. Each employee and dependent receives a prepaid card to cover dental expenses, while a smartphone app enables instant photo capture of receipts for claim submission. The system validates coverage and calculates copays in real time, then reconciles payments automatically through the app or payroll integration. Built‑in price‑transparency tools show users clear cost information and peer reviews, helping them select affordable, high‑quality providers without administrative bottlenecks.
Target Audience
Primary customers are midsize to large employers seeking cost‑effective, easy‑to‑admin dental benefits for their workforce and dependents.
Features
- Dedicated benefit card per employee/dependent for seamless point‑of‑sale payments
- Photo‑capture claim submission with no paper forms, usable at any dental provider
- Real‑time claim validation and coverage calculation displayed instantly in the app
- Automatic payroll or in‑app copay reconciliation to reduce manual processing
- Price‑transparency marketplace showing provider fees and user reviews
- Admin dashboard with low‑overhead reporting and usage analytics