Clafiya offers a Health Savings Account (HSA) that allows users to save, spend, and earn interest on health and wellness expenses. The platform provides integrated access to virtual and in-person care services, including doctor consultations, diagnostics, and medication delivery. Users benefit from discounted rates across a marketplace of health and wellness providers using their HSA funds.
Funding
$860K raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.

Founders
Product
Problem
Many individuals in Africa face financial barriers to accessing consistent and quality healthcare services. High upfront costs and a lack of accessible savings mechanisms often prevent people from proactively managing their health and wellness needs. This can lead to delayed treatment and increased long-term health risks.
Solution
Clafiya offers a Health Savings Account (HSA) platform designed to enable users to save specifically for healthcare expenses, earn interest on their savings, and access discounted health and wellness services. The platform facilitates connections between patients and healthcare providers, offering on-demand primary care services such as medical consultations, diagnostic testing, and medication delivery. By providing a dedicated savings tool and a network of healthcare partners, Clafiya aims to make healthcare more affordable and accessible across Africa. The HSA model promotes proactive health management and reduces the financial burden associated with medical expenses.
Target Audience
Clafiya's primary target audience includes individuals in Africa seeking affordable and accessible healthcare solutions, as well as employers looking to provide healthcare benefits to their employees.
Features
- Dedicated Health Savings Account (HSA) for saving and managing healthcare funds.
- Earn 7% annual interest on HSA balances.
- Discounted access to a network of healthcare providers and wellness services.
- On-demand access to doctors via online consultations and home visits.
- Streamlined access to diagnostic testing services.
- Medication delivery services directly to the user's doorstep.
- Access to specialized care, including mental health professionals.
- Wellness hub marketplace connecting users with hospitals, pharmacies, spas, and gyms.