Cinco is a unified platform that integrates business formation documents, payroll data, and commercial insurance systems into a single source of truth. Its AI-powered engine identifies coverage gaps and client opportunities, while automating workflows for onboarding, compliance, quoting, and renewals. The platform also offers a developer-ready MCP server for querying data without a dashboard.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses and agents often juggle disconnected systems for entity formation, payroll, and commercial insurance, leading to manual data entry, fragmented records, and missed compliance deadlines. This operational friction causes delays, errors, and coverage gaps that are difficult to detect until they become costly problems.
Solution
Cinco provides a connected platform that unifies formation documents, payroll, and commercial insurance data into a single, living source of truth. The system uses AI to proactively identify trends, coverage gaps, and client opportunities, while automated workflows handle onboarding, compliance, quoting, and renewals. Users can manage multi-state filings, preview totals, and catch anomalies in one clean workflow. The platform also offers a programmable MCP server that allows developers and agents to query data and generate complex reports without needing a dashboard.
Target Audience
Primary users are business owners, insurance agents, and financial professionals who need to streamline entity formation, payroll, and commercial insurance operations within a single platform.
Features
- Unified data hub integrating formation documents, payroll, and commercial insurance systems in real time
- AI-powered insights that detect coverage gaps, trends, and client opportunities before they become visible manually
- Automated workflows for onboarding, compliance, quoting, and renewals that self-execute
- MCP server for programmatic data access and report generation, eliminating dashboard dependency
- Audit-ready summaries and clean data that plugs into existing accounting stacks without manual cleanup
- Streamlined interface for previewing totals, catching anomalies, and managing multi-state filings