CHX is an AI-powered asset manager for UK landlords and letting agents that guarantees rental income within 24 hours by eliminating voids, arrears, and tenant defaults. The platform uses AI to analyze over 100,000 live property listings for precise rental valuations and absorbs void risk entirely, ensuring landlords receive consistent income from day one.
Funding
Funding not disclosed
Founders
Product
Problem
UK landlords face significant financial instability due to the Renter Reform Bill, which shortens tenancies, removes Section 21 eviction rights, and caps upfront rent. This regulatory shift, combined with average void periods of 30-60 days and tenant default risks, costs landlords over £2 billion annually in lost income from empty properties.
Solution
CHX provides an AI-powered asset management platform that guarantees landlords and letting agents rental income from day one, eliminating voids, arrears, and defaults entirely. The platform uses proprietary AI algorithms to analyze thousands of data points, including local comparable listings and seasonal trends, to calculate precise rental valuations and underwrite tenant risk. CHX absorbs void risk itself, ensuring landlords receive their rent within 24 hours regardless of tenant payment status. This removes the need for landlords to monitor bank accounts or worry about tenant behavior, transforming rental properties into predictable income-generating assets.
Target Audience
Primary customers are UK residential landlords and letting agents who want predictable, guaranteed rental income without the financial risks of voids, tenant defaults, or regulatory changes.
Features
- AI-driven rental valuation engine analyzing over 100,000 live property listings, local comps, and seasonal trends
- Guaranteed rental income paid within 24 hours, with void risk fully absorbed by CHX
- Automated tenant underwriting that eliminates defaults and arrears before they occur
- Live market data integration for continuous property value and income optimization
- Zero tenant default rate achieved through predictive risk assessment models