CF
Cheers offers a secured installment loan product that reports monthly payments to all three major credit bureaus, enabling users to build credit history and improve credit mix within as little as 15 days. Customers choose from tiered monthly plans, pay a fixed 12.15% APR, and receive their principal back (minus interest) at the end of the term, with no hidden fees or early‑cancellation penalties. The service is FDIC‑insured and requires no hard credit check.
Updated 3 months ago
Funding
Funding not disclosed
Funding rounds are not available yet.
Founders
Product
Features
- Cheers offers a secured installment loan product that reports monthly payments to all three major credit bureaus, enabling users to build credit history and improve credit mix within as little as 15 days. Customers choose from tiered monthly plans, pay a fixed 12.15% APR, and receive their principal back (minus interest) at the end of the term, with no hidden fees or early‑cancellation penalties. The service is FDIC‑insured and requires no hard credit check.