ChatterPay is a WhatsApp‑based wallet that lets users create and manage blockchain accounts directly through text or audio messages, enabling instant, low‑fee peer‑to‑peer transfers of fiat (e.g., Argentine pesos) and major cryptocurrencies.
Funding
Funding not disclosed
Founders
Product
Problem
Many users lack easy access to a wallet that can handle both fiat and cryptocurrency transactions without needing specialized apps or technical knowledge, especially when communicating through popular messaging platforms.
Solution
ChatterPay offers a WhatsApp‑based wallet that lets users create and manage blockchain accounts directly via text or audio messages. The service enables instant peer‑to‑peer transfers of fiat and crypto across borders with low, fixed transaction fees. Users can buy, sell, and hold major cryptocurrencies such as Bitcoin, Ethereum, USDT, USDC, WBTC, and WETH, and exchange between tokens without limits. Photo‑based certificate issuance provides immutable proof of document dates. Private keys are stored securely using Account Abstraction on the Scroll layer‑2 blockchain, giving users control while simplifying key management.
Target Audience
ChatterPay targets WhatsApp users in Latin America and other regions who need a simple, low‑cost solution for sending money, trading crypto, and issuing verifiable certificates without installing separate financial apps.
Features
- Wallet creation and management entirely through WhatsApp chat, free of charge and without maintenance fees
- Instant cross‑border transfers of fiat (e.g., Argentine pesos) and crypto with transaction fees ranging from $0.2 USD to $0.5 USD
- Integrated crypto exchange supporting USDT, USDC, WBTC, WETH and additional tokens, with unlimited swap volume
- Photo certificate generation that timestamps and immutably records documents on the blockchain
- Secure private‑key handling via Account Abstraction on the Scroll layer‑2 network
- Support for both text and audio commands, enabling low‑tech user interaction