ChargePay offers an AI‑driven platform that monitors eCommerce transactions, provides early alerts to block potential card‑not‑present chargebacks, and automatically generates data‑backed evidence for each dispute. Its autonomous agents assign a win‑probability score to every case, enabling merchants on Shopify, Stripe, PayPal and similar gateways to prioritize and resolve disputes without manual effort, all on a flat‑fee subscription.
Funding
Funding not disclosed
Founders
Product
Problem
eCommerce merchants frequently lose revenue to card‑not‑present chargebacks, which are time‑consuming to dispute and often result in losses because existing management tools are manual, costly, and slow to react.
Solution
ChargePay provides an AI‑driven platform that monitors transactions, generates early alerts to block potential chargebacks, and automatically compiles data‑backed evidence for each dispute. Its autonomous AI agents assign a win‑probability score to every case, allowing merchants to prioritize high‑impact disputes. The system integrates directly with Shopify, Stripe, PayPal and other payment processors, sending evidence and responses to issuers without manual intervention. Merchants access a web dashboard that displays real‑time alerts, win scores, and dispute outcomes, enabling proactive revenue protection. The service operates on a flat‑fee subscription model, eliminating per‑dispute charges and letting merchants retain all recovered funds.
Target Audience
ChargePay is aimed at eCommerce store owners and operators using platforms such as Shopify, Stripe, or PayPal who need automated chargeback protection and dispute management.
Features
- AI agents that continuously track transactions and autonomously fight chargebacks on autopilot
- Early warning alerts that identify high‑risk transactions before a chargeback is filed
- Automatic generation of data‑backed evidence packages for each dispute
- PredictScore® win‑probability scoring for every case to guide merchant actions
- Seamless integration with Shopify, Stripe, PayPal and other major payment gateways via official APIs
- Web dashboard with real‑time alerts, dispute status, and analytics on win rates and revenue protection
- Optional per‑alert add‑on for merchants who need enhanced monitoring
- 24/5 global support and SSL‑encrypted data handling