Zero provides a unified payments platform that consolidates credit, debit, ACH/e‑checks, bank‑to‑bank transfers, and buy‑now‑pay‑later financing into a single API.
Funding
Funding not disclosed
Founders
Product
Problem
Businesses that accept payments often need to integrate multiple payment methods, deal with complex routing, and bear processing fees, which increases development time and reduces profit margins.
Solution
Zero offers a unified payments platform that aggregates credit, debit, ACH, bank transfers, and buy‑now‑pay‑later financing into a single API. The service provides intelligent routing and high‑risk processing capabilities while eliminating transaction fees for merchants. Its omni‑channel stack supports in‑person, text, and automated payment flows, enabling SaaS providers and payment partners to integrate comprehensive payment options in minutes rather than weeks. Automated features such as expired payment updates and recurring billing further reduce manual effort and improve cash flow.
Target Audience
Zero primarily serves SaaS companies, payment service providers, and merchants seeking a streamlined, fee‑free solution to accept multiple payment methods across various channels.
Features
- Single API that consolidates cards, ACH/e‑checks, bank‑to‑bank transfers, and BNPL financing
- Intelligent payment routing with built‑in high‑risk transaction handling
- 0% processing fees for merchants on all payment types
- Omni‑channel stack covering in‑person, SMS/text, and automated payment scenarios
- Automated management of expired payment methods and recurring billing cycles
- Quick integration timeline designed for SaaS and payment service providers