Cgreen offers an AI‑powered platform that helps lenders resolve rural debt in India by providing verified borrower data, predictive repayment insights, and a gig‑based field agent network. The solution replaces traditional collection methods with empathetic, data‑driven engagement, enabling lenders to reduce non‑performing assets while preserving borrower dignity. Its technology stack combines machine‑learning analytics with secure data management to support small‑ticket collections and broader financial services across underserved markets.
Funding
Funding not disclosed
Founders
Product
Problem
Rural lenders in India struggle with high non‑performing assets because borrower information is fragmented, collection tools are manual, and engagement lacks empathy, leading borrowers into distress and lenders to incur losses.
Solution
Cgreen provides an AI‑driven platform that aggregates verified borrower data and delivers empathetic, automated engagement through a gig‑based network of local agents. The system uses machine‑learning models to identify repayment gaps, prioritize resolution over aggressive collection, and guide agents with actionable insights. Collected data are securely stored and shared with lenders via a cloud dashboard, enabling real‑time monitoring of loan performance and targeted follow‑up. By combining AI analytics with on‑the‑ground agents, Cgreen helps lenders reduce delinquency rates while preserving borrower dignity and expanding financial services in underserved villages.
Target Audience
Primary customers are banks, micro‑finance institutions, and non‑bank lenders operating in rural India who need to manage small‑ticket loan collections and expand financial inclusion in villages.
Features
- AI/ML engine that continuously reconciles borrowing and repayment data to flag at‑risk accounts
- Verified borrower profiles sourced from local agents and integrated with existing lender systems
- Automated, empathetic communication workflows (SMS, voice, in‑person visits) that adapt to borrower circumstances
- Gig‑based agent network platform that assigns, tracks, and optimizes field collection activities
- Secure cloud dashboard offering lenders real‑time analytics, repayment forecasts, and resolution recommendations
- Integrated suite for additional financial products (insurance, investments, small‑ticket lending) within the same platform