CentricOS offers an Enterprise Decision Operating System that automates the full decision lifecycle for payment and financial services firms. It connects to over 40 pre‑built FSI data sources, runs decision blueprints that improve with each use, and includes a Model Studio that trains custom AI models on‑premise without vendor lock‑in. The platform enables organizations to move from data integration to outcome compounding in a single, secure workflow.
Funding
Funding not disclosed
Founders
Product
Problem
Financial services and payment organizations often rely on fragmented data pipelines and static rule‑based decision engines, leading to slow onboarding of new data sources, limited model transparency, and difficulty scaling decision logic across multiple workflows.
Solution
CentricOS provides an enterprise decision operating system that orchestrates the entire decision lifecycle for payments and financial services. The platform connects to over 40 pre‑built FSI data sources without retaining any data, ensuring compliance and privacy. Decision Blueprints, built on seven OS layers, encapsulate reusable decision frameworks that continuously improve through AI feedback loops. Model Studio lets organizations train and refine models on‑premise, eliminating vendor lock‑in and black‑box concerns. Workflow Studio maps Blueprint outputs to downstream systems such as approvals, alerts, escalations, and audit logs, enabling end‑to‑end automation of complex decision processes.
Target Audience
Primary customers are banks, payment processors, and fintech platforms that need to automate risk assessment, fraud detection, and credit decisioning across high‑volume transaction flows.
Features
- 40+ pre‑built, zero‑retention connectors to major financial data providers
- Seven‑layer OS architecture that separates data ingestion, feature engineering, model inference, and execution logic
- Decision Blueprints that encapsulate reusable, self‑optimizing decision frameworks
- Model Studio for in‑house training, versioning, and monitoring of AI models with full transparency
- Workflow Studio to integrate Blueprint results with existing approval, alerting, escalation, and audit workflows
- Continuous learning loop that updates models and Blueprints based on real‑world outcomes
- API‑first design for seamless integration with legacy and cloud‑native systems