CeleraFi provides AI‑native invoice financing tailored for government suppliers, converting pending public‑sector invoices into cash within days so vendors can cover payroll, purchase materials, and pursue new contracts. Leveraging a database of over a million government payment histories, the platform accurately predicts payment timelines and offers financing priced to the specific risk of each invoice, streamlining cash flow for businesses navigating complex procurement processes.
Funding
Funding not disclosed
Founders
Product
Problem
Government suppliers often face long payment cycles due to multi‑stage approvals, statutory compliance, and varying jurisdictional processes, leaving invoices unpaid for weeks or months and creating cash‑flow constraints that hinder payroll, material purchases, and new contract bids.
Solution
CeleraFi offers an AI‑driven invoice financing platform that converts pending government invoices into cash within days. By leveraging IRIS, a database of over one million public‑sector payment histories covering more than $110 billion in supplier payments, the system predicts payment timelines and prices financing accordingly. Suppliers submit an invoice, the platform validates it automatically, and funds are advanced based on the predicted payment date and risk profile. CeleraFi handles all follow‑up communication with government accounts payable, allowing suppliers to focus on operations while maintaining compliance with procurement rules.
Target Audience
Primary customers are suppliers and contractors that provide goods or services to U.S. government entities, including local municipalities, counties, and public school districts.
Features
- AI-powered payment intelligence (IRIS) that analyzes over 1 M government payments to assess invoice eligibility and forecast payment dates
- Automated three‑step workflow: invoice submission, validation, and rapid funding with no manual underwriting required from the supplier
- Dynamic pricing model that adjusts financing rates based on the specific payer’s historical payment behavior
- End‑to‑end handling of government AP inquiries and compliance documentation on behalf of the supplier
- Coverage of state, county, city, and school district jurisdictions across the United States