CDcare
CDcare operates a curated e-commerce marketplace in Nigeria where customers can purchase original electronics, home appliances, and household goods from trusted distributors. The platform's key differentiator is its "pay small small" installment model, which makes products eligible for delivery once customers reach the midpoint of their payment plan duration, not half the price. Customers manage their payment schedules, verification, and delivery logistics through a dedicated mobile app available on iOS and Android.
- Commerce & Shopping
- Consumer Goods
- Consumer Electronics
- Financial Technology
- Hardware
Funding
Funding not disclosed
Founders
Founder details are not available yet.
Product
Problem
Many consumers in Nigeria face difficulty affording quality household, electronics, and business products upfront, while open-market retailers often carry counterfeit or low-quality goods with no reliable warranty or after-sales support. Traditional installment options are limited, opaque, or require full payment before delivery, restricting access to durable goods for cash-constrained buyers.
Solution
CDcare offers a curated marketplace of original products sourced from trusted distributors, covering categories such as phones, sound systems, power stations, and home appliances. Customers can choose to pay once in full or use a "pay small small" installment plan with weekly or monthly schedules. A key differentiator is the midpoint delivery model: once a customer completes half of the plan duration (e.g., month three of a six-month plan) and passes verification, the product becomes eligible for delivery before full payment is completed. CDcare provides warranty information before purchase, nationwide delivery, and a structured ownership journey visible in the customer dashboard, with final payment schedules confirmed in the app before any commitment.
Target Audience
Primary customers are Nigerian individuals and households seeking to acquire original electronics, appliances, and household goods through affordable installment payments, including those who may lack access to credit cards or lump-sum cash.
Features
- Curated catalog of original products from trusted fulfilment partners, including pre-owned iPhones, LG audio systems, Itel power stations, and household appliances
- Flexible ownership plans with pay-once, pay-weekly, or pay-monthly options, with delivery eligibility triggered at the midpoint of the plan duration
- Midpoint-based delivery model where customers receive products after completing half the plan time (not half the price) and required verification
- Product listings include detailed specifications, condition notes for pre-owned items, battery health indicators, and warranty terms confirmed before payment
- Dedicated mobile app (iOS and Android) for managing payment schedules, verification, and delivery logistics
- Return and refund policy plus after-sales and warranty support processes documented for each purchase