Cathmere provides an end‑to‑end platform for non‑mortgage asset‑backed securities that uses blockchain, IoT telemetry, and AI to create immutable, mathematically provable links between contracts, payments, and the physical assets backing them. By ingesting verified data directly from manufacturers’ telematics systems and continuously auditing cash‑flow streams, the platform eliminates fraudulent duplication and offers both conventional and tokenized ABS issuance for institutional investors, accredited retail investors, and asset owners seeking transparent financing.
Funding
Funding not disclosed
Founders
Product
Problem
Non‑mortgage asset‑backed securities (ABS) rely on trust in the verification of underlying physical assets and cash‑flow data. In mature markets, this trust is eroding due to recent verification failures, while emerging markets lack the infrastructure to provide the same level of assurance, limiting their access to ABS financing.
Solution
Cathmere offers an end‑to‑end ABS platform that uses blockchain, IoT telemetry, and AI to create immutable, mathematically provable links between contracts, payments, and the physical assets that back them. By ingesting verified data directly from manufacturers’ telematics systems, the platform continuously audits asset performance and cash‑flow streams, making fraudulent duplication virtually impossible. The solution supports both traditional and tokenized securities, enabling institutional investors and accredited retail investors to access low‑risk, yield‑generating ABS. For asset owners such as OEMs, energy developers, and leasing companies, the platform provides real‑time visibility into portfolio performance and a streamlined path to capital markets.
Target Audience
Primary customers are institutional fixed‑income investors, accredited retail investors seeking low‑risk yield, and asset owners such as equipment manufacturers, energy project developers, and leasing companies that require transparent financing solutions.
Features
- Blockchain ledger that records asset‑contract‑payment relationships with tamper‑proof timestamps
- IoT integration with OEM telematics to capture real‑time equipment and power‑plant performance data
- AI‑driven continuous quantitative review that validates cash‑flow streams against physical asset metrics
- Support for both conventional and tokenized ABS issuance, enabling flexible capital‑raising structures
- Investor portal (CQR‑INVEST®) that grants accredited retail investors access to ABS markets
- Asset‑owner portal (CQR‑ASSET®) delivering live performance dashboards and direct capital‑market connectivity
- Interoperability with intermediary banks and wealth‑management platforms through a fee‑sharing partnership model