The startup operates a financial platform that utilizes artificial intelligence and data analytics to provide transparent and flexible financing options for entrepreneurs. By addressing the lack of accessible business funding, the platform empowers startups to achieve their financial goals with responsible support tailored to their needs.
Funding
$3.7M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Many SMEs in Asia Pacific struggle to access timely and flexible financing due to rigid requirements and lengthy approval processes from traditional financial institutions. This lack of access to working capital can hinder their ability to manage cash flow, invest in growth, and capitalize on business opportunities.
Solution
Cash-IN-Asia is a B2B FinTech platform that provides SMEs with transparent and flexible financing solutions through a fully digital application process. The platform offers a Business Cashline, a revolving line of credit accessible on demand via a mobile app, and Fixed Payment term loans for longer-term needs. Using AI and data analytics, Cash-IN-Asia aims to provide faster credit approval and fund disbursement, enabling entrepreneurs to quickly access the capital they need to manage their finances and grow their businesses. Businesses can apply for a free Business Cashline and, upon approval, draw down funds as needed, paying interest only on the amount withdrawn.
Target Audience
The primary target audience is micro, small, and medium-sized enterprises (MSMEs) in Asia Pacific, specifically private limited companies and limited liability partnerships seeking accessible and flexible financing solutions.
Features
- Business Cashline: A flexible line of credit accessible on demand via a mobile app.
- Fixed Payment Loans: Term loans with monthly repayment options for longer-term working capital needs.
- Fast Approval: Credit approval and fund disbursement in as fast as 3 hours.
- Digital Application: 100% online application process, completed in as little as 3 minutes.
- Flexible Repayment Options: Choose between flexible or fixed repayment options.
- ISO 27001 Certification: Ensures data security and privacy.
- Mobile App: User-friendly mobile app for managing the cashline and accessing funds.
- Reward Program: Build credit history with Cash-IN-Asia to be rewarded with higher limits and lower rates.