CashFlo.ai provides an AI-powered credit decisioning platform that helps finance teams cut Days Sales Outstanding by analyzing 15–20 risk signals per customer in seconds. The platform's Skor engine generates credit ratings, recommended limits, and automated collections workflows without requiring financial statements, using registry data, legal history, and digital footprint analysis. It includes a live monitor with confidence scoring, risk alerts, and an action queue for collections prioritization.
Funding
Funding not disclosed
Founders
Product
Problem
Finance teams extend credit to customers without sufficient visibility into their risk profiles, leading to frozen capital, delayed payments, and increased days sales outstanding. Manual credit assessment processes are slow, rely on incomplete data, and fail to flag early warning signs of customer financial distress, forcing teams to chase low-priority accounts while high-risk ones go unnoticed.
Solution
CashFlo.ai provides an intelligent credit decisioning platform that automates risk assessment and collections prioritization. The Skor engine analyzes 15–20 signals from registry data, legal records, and digital footprint in seconds, generating a credit grade, recommended limit, and confidence score without requiring financial statements. The platform continuously monitors customer accounts, flags high-risk entities for manual review, and automates collections workflows such as reminders and promise follow-ups. Finance teams gain a live dashboard showing DSO trends, cash velocity, and an action queue that prioritizes accounts by risk and recovery potential, enabling faster, data-backed decisions.
Target Audience
Primary customers are credit and collections leaders at B2B companies who need to assess customer creditworthiness, monitor portfolio risk, and streamline collections processes to improve cash flow.
Features
- Skor credit scoring engine that analyzes 15–20 signals including ABN/ASIC registry status, entity vintage, ownership, court actions, insolvency notices, adverse media, and domain age
- Generates credit grades (AA to D), recommended credit limits, and confidence scores in under 12ms without requiring financial statements
- Live monitor dashboard with DSO trend tracking, cash velocity metrics, and risk spectrum positioning
- Automated collections action queue that prioritizes accounts by risk level, schedules reminders, and tracks promise follow-ups
- High-risk account flagging with escalation to manual review workflows
- Entity identity verification through ABN/NZBN lookup with registry and legal history cross-checking