Card91 provides a modular payment infrastructure that enables businesses to issue and manage credit card programs with customizable features and compliance capabilities. This platform addresses the need for rapid deployment and control over payment processes, allowing companies to efficiently manage the entire credit card lifecycle from onboarding to repayment.
Funding
$14.1M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
PVFounders
Product
Problem
Many businesses face complexities and delays in launching and managing their own credit card programs, hindering their ability to offer tailored financial products and maintain control over the payment lifecycle. Existing solutions often lack the modularity and configurability needed to adapt to evolving customer needs and regulatory requirements.
Solution
CARD91 provides a modular credit card issuance platform that enables businesses to rapidly deploy and customize credit card programs. The platform offers a highly configurable environment to design the entire credit card lifecycle, including onboarding, issuance, limit management, activation, usage, loyalty programs, statement generation, and repayment. CARD91's in-house issuer processor/switch is pre-integrated with a credit card management system (CCMS) and can also be used as a standalone system. The platform also facilitates the launch of secured consumer or corporate credit card programs backed by collateral.
Target Audience
CARD91 targets banks, fintech companies/NBFCs, and corporates/SMBs looking to build new-age payment instruments.
Features
- Modular framework for customizing, expanding, and integrating modules to meet specific business and regulatory needs.
- Configurable templates for designing end-to-end credit card lifecycle journeys.
- In-house issuer processor/switch pre-integrated with CCMS.
- Secured credit card program launch capabilities for both consumer and corporate cards.
- Event-based architecture for designing flexible credit card lifecycle workflows.
- Tools for tailoring features to suit diverse target segments.
- Compliant Credit Card Management System.
- Mobile App / SDK
- Access Control Server