The startup offers an online property investment platform that enables individuals to invest directly in loans secured by prime real estate, providing a streamlined process for accessing real estate-backed financing. This platform allows property developers to obtain flexible funding while giving investors the opportunity to earn annual returns on their investments.
Funding
$380.3M raised to dateRaised to date based on public sources. This may differ from the amount the company actually raised and is based only on what is publicly available on the internet.
Founders
Product
Problem
Traditional property investment opportunities, particularly in prime locations, are often inaccessible to individual investors due to high capital requirements and complex financing structures. This limits the ability of a broader range of investors to participate in real estate-backed ventures.
Solution
CapitalRise is an online platform that provides individual investors with direct access to property-backed investments, specifically loans secured against prime real estate in London and the Home Counties. The platform enables investors to fund professional property developers, with investments starting from as little as £1,000. CapitalRise conducts stringent due diligence on all investment opportunities, evaluating each against over 50 criteria, with the founders investing their own capital in every project. Investors can choose to invest through a standard account or an Innovative Finance ISA (IFISA) to benefit from tax-free returns, utilizing their £20,000 annual allowance.
Target Audience
The primary target audience includes self-certified sophisticated investors, high-net-worth individuals, and corporate investors seeking access to property-backed investment opportunities in prime locations with relatively low minimum investment amounts.
Features
- Access to loans funding prime property developments in London and the Home Counties
- Minimum investment amount of £1,000
- Opportunity to invest through an Innovative Finance ISA (IFISA) for tax-free returns
- Stringent due diligence process with over 50 criteria for investment selection
- Investments are typically secured against prime real estate with a first or second legal charge
- Regular quarterly updates on investments
- Founders invest their own capital in every project
- Choice of senior or mezzanine loans, with varying Loan-To-Value (LTV) ratios